Who We Are
OUR FIRM
Protective Planning Concepts, LLC
In 1983 we started helping people with their Medicare options. This grew into much more and by the 90’s, I had become a full-blown retirement planning specialist, where I helped people with their full retirement needs. Many of my clients back then were of a generation that had retired with full pensions. Their financial lives were simple compared to what we see today.
Fast forwarding to today and we’re seeing an entirely new form of retirement with a new set of challenges. In 2011, I expanded to multiple offices nationwide so I could serve a bigger market. Then in 2020 we were forced to go to an online only platform, and while it presented challenges early on, it eventually proved to be a very positive development.
We’re now almost exclusively online, which allows us to serve clients in multiple states. This has been a tremendously enjoyable and rewarding experience for us. We are now able to bring a level of expertise and focus to clients all across the country, thereby enabling them to enjoy planning strategies that may not have otherwise been readily available in their local geographical market.
The plans we design are specifically structured to limit downside stock market volatility, while providing stable income and preservation of principal.
Robert Anastas, Founder
PROTECTIVE
PLANNING CONCEPTS, LLC
OUR FOUNDER
Bob Anastas
Retirement Income Specialist
Founder / President
Protective Planning Concepts, LLC
"My passion is in client education and helping retirees make confident decisions."
I am a financial strategist and a retirement planning specialist. For over 40 years, I have used my vast experience, knowledge, and resources to help people avoid the uncertainties and worries that come from being unprepared for retirement. This is not only what I do but it is my personal passion to help people build and execute a plan for a safe and secure retirement.
Most of the population has done what the conventional financial wisdom of the last 40 years has advised. The problem is that advice is decades out of date. It was designed for a pension-based retirement where income was guaranteed, and savings acted mainly as a back-up. What prevails today is asset-based, such as savings in 401k’s and IRA’s where income needs to be created from savings.
That gives life to several risks and uncertainties that used to not be there. Now you’re having to liquidate these accounts while trying not to deplete them, and all the while things such as taxes and market volatility can ravage those accounts. It requires planning that is based on current conditions. It’s impossible to know ahead of time what will happen in the market when you retire. Planning for retirement is very different thing than planning at retirement. The only thing that is certain is that using outdated strategies can and will devastate an individual’s plans for retirement.
Most financial professionals seem to focus their efforts on the accumulation phase with little thought to the distribution phase. My focus is helping people in both. Regardless of what age you want to retire, I’ll help you create a reliable income from the money you’ve saved, while at the same time make sure that your funds are still accumulating and can be restored. Together we’ll optimize your assets while mitigating threats that can drain them such as taxes, inflation, and market volatility so you don’t have to worry and can just enjoy retirement.